About Me
As a semi seasoned life coach with 10 years of exploring credit & nutritional life style. I aim for my mission statement daily. Allowing me to share the knowledge, helping achieve the best options. From competitive interest rates and financial stability through tools and eager to learn attitude!
I want to be a helpful shark !!!
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A little about me:
I stumbled upon ITT in 99 as a 17 year old to be wed the same year, traumatized does not cut it! As I graduated at the age of 19 in Dec of 00, having my associates so young made life intimidating. I had a civil engineering job as a drafter right before I graduated and so I started working immediately.
Speaking with co-workers, I remember some of them mention the recession and said they abandoned their house. I thought it was interesting the mindset to do that.
Fast forward to 08, I lost my job as a civil drafter. Due to financial, marital and work struggles I got temporary amnesia which later they identified as bi-polar. All decisions to walk away from it, my house, finances, husband as I had done exactly as I remember hearing, led to my mental breakdown.
It was a very difficult & overwhelming time for me and my children. I used my bank as back up to borrow every paycheck.
I had refinanced prior and removed my husband off the loan, no need for two bad credits. I had a home loan & maybe 4 credit cards, two car loans, school loan, insurances and family household items to maintain and I also owed three loan sharks!
I briefly got a job in 09 at a railroad company for 3 years and it ended in 2012.
One thing I feel the need to add is this, because it happens every 10 years:
If you have ever lost a house to foreclosure ,you have money to claim. There is an attorney creating awareness that all 50 states do this but he charges 40%, booo 👻 . You have one year to claim this money and it’s yours but if you don’t claim it, the state you reside in keeps your money. I think the count was 4 million of what they keep.
This is bitter news to learn as I was so affected by the 08 crash with my mental health. I only pray for those that lost as well. Whatever it may have been I know some of that money sure would have given some hope!!
On Sep of 2013 I got the best job in the world. Having flexible hours to maintain my family and workload, allowed my curiosity on credit to expand. I learned you can get a secured credit card to boost points by 100 within a year, become an authorized user, balance transfers and more with existing free tools.
On 2017 I had another episode. This pushed me to focus on my mental health with nutrition. I have learned so much to help my circumstance with having bi-polar.
I found a product Ceragem massage bed that I incorporate as part of what I offer. Pulling all available resources I’ve accomplished a balance within me. With the support of loved ones and work, I’ve grown in many areas.
Before I knew it I was looking to guide family flip their credit and also introduced them to Ceragem Massage Bed. It was very satisfying to see them accomplish what I failed to do in 08 while enjoying mental health one massage at a time.
For this reason I turned my interest to credit cards. I also added some fun art in this site representing food I love and learned the nutritional value. Hope we can learn and grow soon.
I have also grown my personal credit worth to 150$k. Soon I hope to expand my business by helping you launch your own!
Let’s Launch 🚀 this !!!
Activities
Credit Card Analysis
Credit Education Workshops
Personalized Credit Strategies
